With a choppy market environment leading into 2016 after the December rate hike, a question remains regarding what the Fed has in store next. “Even if rates aren’t expected to rise very much, there’s still a lot of uncertainty about what will happen,” said our CIO Steve Wruble in a January 7th U.S. News article, “How to Fed-Proof Your Portfolio.”1 With no guarantee about rates, Steve believes now is a good time for a portfolio review. A first step is to consider what downside risk mitigation strategies are appropriate for investors’ income expectations and time horizons in light of what they want their portfolio to accomplish. One option Steve thinks can be key to a core portfolio is a diversified mix of strategies, especially when it comes to income. Another approach on Steve’s radar is Treasury Inflation Protected Securities (TIPS). If the uptick in the Consumer Price Index (CPI) continues, he believes an allocation to TIPS may become viable. Whatever this rising interest rates environment has in store for 2016, considering the risk tolerance of individual investors remains paramount to choosing portfolio strategies.
1 For the complete article, please visit U.S. News Investing: How to Fed Proof Your Portfolio.
TIPS – Treasury Inflation-Protected Securities (TIPS) are the inflation-indexed bonds issued by the U.S. Treasury. The principal is adjusted to the Consumer Price Index (CPI), the commonly used measure of inflation.
CPI – Consumer Price Index (CPI) is a measure used to assess price changes associated with the cost of living. The return of Treasury Inflation Protected Securities is linked to the rate of U.S. Inflation as measured by the CPI.
The views and opinions expressed in this article are for informational purposes only and not for the purpose of providing investment advice, are those as of the date of the interview and are subject to change over time or at any time and may differ from the firm as a whole. Diversification and risk mitigation strategies discussed in this article do not ensure a profit and cannot protect against losses in a declining market. The investment strategies discussed are not appropriate for every investor and investors should review with their advisors the appropriateness of any investment strategy. RiskX Investments LLC makes no guarantees on the completeness or accuracy of information provided herein.
Before investing in any mutual fund, please carefully consider the investment objectives, risks, charges, and expenses. For this and other information, call or write RiskX Investments LLC for a free prospectus or, if available, a summary prospectus. Read it carefully before you invest.
Investment decisions should be based on an individual’s own goals, time horizon, and tolerance for risk. Past performance is no guarantee of future results.
No part of this material may be (i) copied, photocopied or duplicated in any form by any means or (ii) redistributed without the prior written consent of RiskX Investments LLC.
The views set forth in this blog are the opinions of the author alone and may not represent the views of any firm or entity with whom he/she is affiliated. The data, information, and content on this blog are for information, education, and non-commercial purposes only. Returns from index funds do not represent the performance of any investment advisory firm. The information on this blog does not involve the rendering of personalized investment advice and is limited to the dissemination of opinions on investing. No reader should construe these opinions as an offer of advisory services. Readers who require investment advice should retain the services of a competent investment professional. The information on this blog is not an offer to buy or sell, or a solicitation of any offer to buy or sell any securities or class of securities mentioned herein. Furthermore, the information on this blog should not be construed as an offer of advisory services. Please note that the author does not recommend specific securities nor is he responsible for comments made by persons posting on this blog.
© 2015 RiskX Investments, LLC
Investing involves risk. Equity securities are more volatile and carry more risk than other forms of investments.
For more complete information on the American Independence and Rx Funds, you can obtain a prospectus containing complete information for the Funds by calling 866.410.2006 or by visiting www.riskxfunds.com. You should consider the Funds’ investment objectives, risks, charges, and expenses, carefully before you invest or send money. Information about these and other important subjects in the Funds’ prospectus. The prospectus and, if available, the summary prospectus should be read carefully before investing.
Performance data quoted represents past performance. Past performance does not guarantee future results. Investment return and principal value will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance data quoted. To obtain performance information current to the most recent month-end, please call 866.410.2006 or visit www.riskxfunds.com.
Shares of the American Independence Funds and Rx Funds are distributed by Matrix Capital Group, Inc., which is not affiliated with RiskX Investments, LLC.
RiskX Investments is an Investment Advisor and the advisor to the American Independence Funds Trust and Rx Funds Trust. Request Form ADV Part II for a complete description of RiskX Investments, management services. Please be aware of the specific risks associated with any investment product and always read the prospectus before investing, As such, your investments may lose value or you may lose the principal investment.
An investor in a Fund should consider the investment objectives, risks, and charges and expenses of the Fund carefully before investing. The prospectus contains this and other information about the Fund. A copy of the prospectus is available on the website at www.riskxfunds.com or by calling Shareholder Services at 1-866-410–2006. The prospectus should be read carefully before investing.
All information contained herein is for informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, securities or advisory services. It is not our intention to state or imply in any manner that past results and profitability are an indication of future performance. All materials are compiled from sources believed to be reliable. However, accuracy cannot be guaranteed. Before making an investment decision, prospective investors should carefully read all material provided.